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Digital and MSME-focused trends

PSBs continue rolling out the Credit Assessment Model (CAM) using digital footprints for faster MSME lending (launched 2025; over Rs 41,500 crore sanctioned by Nov 2025). No new phase announced in late March 2026, but it exemplifies the shift toward data-driven, automated credit processes.  

By Whispers in the Corridors 1 min read

PSBs continue rolling out the Credit Assessment Model (CAM) using digital footprints for faster MSME lending (launched 2025; over Rs 41,500 crore sanctioned by Nov 2025). No new phase announced in late March 2026, but it exemplifies the shift toward data-driven, automated credit processes.

 

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