Govt releases CCS UPS Rules 2025, Central employees can give option in 2 weeks

Union Personnel Minister Dr. Jitendra Singh, released the CCS (Implementation of the Unified Pension Scheme under the National Pension Scheme) Rules, 2025, enabling Central Government employees to make a choice between the National Pension System (NPS) and the newly introduced Unified Pension Scheme (UPS), in New Delhi on Wednesday. Now employees will have a two-week window to exercise their option between NPS and UPS.For employees joining UPS, the rules spell out how they can enroll and exercise their option in a clear manner. Importantly, those who change their mind later are not locked in forever — they can switch back to NPS, one year before retirement or three months before opting for voluntary retirement. The rules also define how contributions will work under UPS, both from the employee and the government, so that deductions and matching deposits remain transparent. In case there is any delay by the authorities in registering someone under UPS or crediting their contribution on time, the employee will be compensated — ensuring they don’t lose out because of administrative lapses.