PSBs Profit Projections and Growth

PSBs are projected to exceed â‚¹2 lakh crore in combined profits for FY26, driven by 14-15% loan growth and robust credit-deposit ratios (70-75%). This marks a turnaround, with State Bank of India (SBI) posting a record â‚¹21,028.15 crore quarterly profit in December 2025. Initiatives focus on sustainable growth amid competition, with lower lending rates (around 8.43%) enabling aggressive pricing.