Rising NPA In PSBs
Predictions indicate rising NPAs in PSBs from populist schemes like PM Surya Ghar Muft Bijli Yojana, with 70-80% of ~6 lakh loans (totaling ₹10,900 crore) already turning non-performing. Bankers whisper of “political ATMs” where PSBs bear recovery risks, potentially leading to stricter
Predictions indicate rising NPAs in PSBs from populist schemes like PM Surya Ghar Muft Bijli Yojana, with 70-80% of ~6 lakh loans (totaling ₹10,900 crore) already turning non-performing. Bankers whisper of “political ATMs” where PSBs bear recovery risks, potentially leading to stricter lending norms or government recapitalisation by Q1 2026.

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