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December 2025 32 posts · page 3 of 3

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Monday, 8 December 2025
Forum

Fostering indigenization

The present administration at the MoD has done a good job at fostering indigenization, but there is still the problem of integration. The DRDO-developed AIP is yet to be equipped on the Kalvari-class submarines despite being tested, while Pakistan is set to induct 8 AIP-equipped submarines by the end of this decade.
Kishore Anandan
Compulsory physical training for Police Personnel
Police personnel compulsory physical training and pot belly personnel should be placed on compulsory leave without pay until they reduce big bellies. All Police personnel should be physically fit and carry weapons at all times
Srinivasan
Saturday, 6 December 2025
Forum

‘Die with Zero'

‘Die with Zero: Getting all you can from your money and your life’ is a personal finance and life-philosophy book by Bill Perkins. Its main message is ‘Your goal should not be to die with the most money, but to die having lived the fullest life. Let us talk about this concept. The central concept or idea is to use all your resources money to maximize life enjoyment and meaningful experiences rather than saving purely for wealth accumulation or leaving a large inheritance. Do not waste your money that you will not spend in your life time. The book highlights, instead of endlessly saving for the future, Perkins encourages using your money to create meaningful experiences while you are alive, especially when you are young enough to enjoy them. One should maximize life experiences, not one’s bank accounts.
This die with zero school of thought gives you another way of thinking. It says what you got, spend it on life experiences. This concept helps avoid the regret many retirees feel, accumulating wealth only to find that by the time they retire, they no longer have the health or energy to enjoy big life experiences. Hence, do not save it to give to next generation. In today’s world with our life span increasing, by the time we leave the earth our offspring are also in their 50s or 60s. So they are already earning their living and making their own money. You rather spend that money you made on your own and your kids’ life experiences than putting it in the bank.
When you die no matter whatever your bank balances what you really remember and cherish is what you did with your life and how you lived it well. This saving tendency is rampant in as immigrant families and all eastern cultures. We have seen our previous generations in our fathers, mothers, grandfathers, the generation previous to us do it. We got to learn from their mistakes now.
There is a happy balance. Balance saving and spending across your life. I am not saying spend everything or just do not save anything. But there is a very happy balance between saving enough to have a comfortable life till you die and still enjoying life experiences today. You should avoid both extremes that is, over saving meaning having too much money left unused at the end of your life and, overspending, meaning running out of money too early. Convert money into ‘memory dividends’. Experiences pay ‘dividends’ over time because you keep remembering them, gaining joy again. Money is a tool to create memories; health and time are limited, so do not postpone everything for ‘later’.
In conclusion, ‘Die with Zero’ teaches you to spend deliberately, value time more than money and design a life rich in meaningful experiences. The goal is not to be irresponsible but to use your resources wisely so that you do not reach old age realizing you saved too much and lived too little.
Yours truly,
Subbiah Sridhar
Friday, 5 December 2025
Forum

Great Move

Great move. If India wants to reach the goal of 100 GW nuclear energy production by 2047, then it will need private sector involvement.
Aman
Thursday, 4 December 2025
Forum

12 IAS officers retiring in Oct

Hope they are replaced by lateral entry specialists. Why is the judiciary, armed forces and prominent professions not considered. Our civil services need some basic changes to speed up decision making. There needs to be a grading system, so that only the best get promoted. The system needs to be based on performance, of ensuring that projects get completed in time ,cost and quality. An independent system needs to be created to do this task. Also the number of bureaucrats needs to be reduced.
Praven Chopra
Wednesday, 3 December 2025
Forum

V Srinivas is very talented

I agree, Rajasthan's new CS V Srinivas is very talented. He is so transparent, he uploads his daily work updates on his X account, we the citizens can have a look at the major works which he completes daily.
Although, I wanted the current fertiliser secretary Rajat Kumar Mishra to become Rajasthan's CS, I am also happy with the choice of Mr Srinivas for this post. He is a tech savvy bureaucrat.
Rajat Galav
Staff shortage
When there has been staff shortages in the banks, customers service will definitely receive beatings. We cannot eat the cake and have it too.
Manik
Tuesday, 2 December 2025
Forum

Focus on Delivery

Prime Minister Narendra Modi emphasized the need for "delivery, not drama" in Parliament, urging lawmakers to focus on policy-making and nation-building rather than sloganeering. He stressed that the Winter Session should prioritize discussions on key issues affecting the country, rather than becoming a platform for political point-scoring.
Modi also took a dig at the Opposition, saying they should move beyond their recent electoral defeat and contribute meaningfully to parliamentary debates. He highlighted India's growing global stature, citing the country's economic resilience and democratic strength
Kriti Garg
Monday, 1 December 2025
RTI

Can penal action be initiated against the PIO who has retired?

The appellant sought a certified copy of the initial map related to a particular building which was donated to Jhansi Cantonment Board for construction purposes. The appellant also sought a certified copy of the General Land Register, total property tax assessed and other related information. As no response was received within the prescribed time period, the appellant filed the first appeal and later the second appeal before the CIC. According to the arguments presented by the respondent, the current PIO, who was responsible for disposing of the submitted RTI application has retired, and no show cause notice proceedings can be initiated under Section 20 of the RTI Act against a retired PIO. The CIC directed the current PIO, Cantonment Board, Jhansi, to ensure timely and proper disposal of pending RTI applications in accordance with the law, failing which appropriate action shall be taken against them in the future under the provisions of the Act. Further, the CIC directed the PIO, Cantonment Board, Jhansi, to examine the information sought by the appellant through the submitted RTI application and, based on the available records, provide the requested information/response to the appellant in accordance with the provisions of the Act.
Comments
A coordinate bench of the CIC in Appeal Nos. CIC/PB/2008/00999 and CIC/SM/A/2009/000286 dated 13-05-2010 held that since the concerned PIO has retired from the service, we find it not possible to impose any penalty on him at this point of time. The precedent was followed in many subsequent orders like Shri Chander Prakash v. AAI, CIC/SS/C/2013/000053 dated 18.12.2013. The RTI Act does not specifically debar action against the PIO on superannuation.
Citation: Sudhir Choudhary v.Office of the Chief Executive Officer, Jhansi Cantonment Board, File No: CIC/DIGDE/A/2024/114007; Date of order: 03.11.2025
Dr Anuradha Verma (dranuradhaverma@yahoo.co.in) is a RTI Consultant currently working with IIM Vishakhapatnam. She has co-authored the books PIO’s Guide to RTI and Right to Information – Law and Practice. Her weekly article is being published since 2008 on this site. She offers consultancy on RTI matters and third party audit to individuals / organisations. Her other articles can be read at the website of RTI Foundation at the link https://www.rtifoundationofindia.com
Forum

Kashmir Affairs

Search something abt Mr kuldeep khoda IPS....he knows everything about kashmir more way more than these ppl
I Bhatt
Kashmir Affairs
R Swain sahb, S.Sahai sahb. Know the ground, the history, trends.
A Visitor
Kashmir Affairs
Strange to note that no Army pers has found a mention in this narrative.
A Visitor
Kashmir Affairs
What about the CAPF officers who fought the main enemy?
S Sharma