New Secretary Financial Services M Nagaraju is well qualified for this job
I hope that he uses foreign experience effectively. Banks losing deposits is a concern. He has to keep eyes on NPA, Jandhan a/c holders, privatisation of Insurance Cos./Banks, banks net profit or NIM, unproductive ATMs, Public Grievances, Banks merger, NBFCs UCBs and others, RR Banks sponsored by Banks, coordinate with Cooperative Ministry on Banks, digitalization, misselling of insurance products, governance in Banks and keeping them world class, Banks following national and global norms, health insurance expansion and checking exploitation, empower top leaderships in financial sectors, more NRI PIO investors.
Srinivasan Shankar
RTI
Sir, You may continue to write good things about RTI but the painful emerging fact is that the political class and bureaucracy have taken all possible steps to remove the sting out of the Act. Without any effective deterrence, accountability cannot be enforced especially in an opaque system like ours. It is not to say that there is no impact of the RTI Act, but the positive impact is minimal. Pro-active disclosure is very little and the departments continue to work at a slow pace.
Kushagra Kumar
Srinivasan Shankar
RTI
Sir, You may continue to write good things about RTI but the painful emerging fact is that the political class and bureaucracy have taken all possible steps to remove the sting out of the Act. Without any effective deterrence, accountability cannot be enforced especially in an opaque system like ours. It is not to say that there is no impact of the RTI Act, but the positive impact is minimal. Pro-active disclosure is very little and the departments continue to work at a slow pace.
Kushagra Kumar