Home Loan
Appellant had taken a home loan and asked the Bank why there is a difference of amount between OS (Outstanding Amount) and DP (Drawing Power) and a related question. The PIO informed that difference in drawing power and outstanding amount occurred on account of interest accrual over a period of time due to delayed repayment or due to interest rate change. The CIC directed the PIO to revisit the RTI application and provide revised information including copy of the calculation sheet of the appellant’s loan account.
Comments
The RTI Act includes providing the existing information and does not involve creating information. A citizen cannot expect a PIO to create a fresh information to satisfy his query.
Citation: K. Subbramaniyan v. State Bank of India in Second Appeal No. CIC/SBIND/A/2019/106076, Date of decision: 16.04.2021
Dr. Anuradha Verma (dranuradhaverma@yahoo.co.in) is an expert on RTI matters and has co-authored the books RIGHT TO INFORMATION - LAW AND PRACTICE and PIO’s guide to RTI. Apart from her weekly article here, her other articles can be read at the website of RTI Foundation of India at the link: www.rtifoundationofindia.com
Comments
The RTI Act includes providing the existing information and does not involve creating information. A citizen cannot expect a PIO to create a fresh information to satisfy his query.
Citation: K. Subbramaniyan v. State Bank of India in Second Appeal No. CIC/SBIND/A/2019/106076, Date of decision: 16.04.2021
Dr. Anuradha Verma (dranuradhaverma@yahoo.co.in) is an expert on RTI matters and has co-authored the books RIGHT TO INFORMATION - LAW AND PRACTICE and PIO’s guide to RTI. Apart from her weekly article here, her other articles can be read at the website of RTI Foundation of India at the link: www.rtifoundationofindia.com